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6. Exceptions and Limitations of Collision Coverage
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Engine Performance

Another exception involves drivers who are not explicitly listed on your policy but have regular access to your vehicle. For instance, if a household member frequently drives your car without being listed as an authorized driver, their actions may not be covered under your policy in case of an accident involving another vehicle.
Benefits of Using Car Port Covers
But what causes this insidious damage? The culprits are many and varied. Exposure to sunlight is a primary offender. Ultraviolet (UV) rays break down the paint's molecular structure, leading to fading and chalking. Then there's acid rain, a byproduct of industrial pollution, which forms when sulfur dioxide and nitrogen oxides react with water vapor in the atmosphere. This corrosive mixture falls as rain or snow, etching away at your car's paint like acid on stone.